1. 两辆车都是直行，我绿灯，他红灯 2. 我车头撞他前轮至驾驶位门附近，没细看 3. 我时速大概45km/h，他闯出来的时候我已然刹不及了 4. 我车后一辆ttc bus，司机报的警，看没看到全过程不清楚，毕竟是半夜了 5. 下车确认人都没事的时候，问了句"what happened, didn't see the light or simply just couldn't stop?"答"just couldn't stop"(路上有些少雪） 6. 拿到accident report的时候我没收到ticket，他我不清楚 7. 拿报告的时候我问了警察"did they admit that they ran the light?""yes they did"(毕竟最怕不认账） 8. paramedic说我"probably a dislocated thumb"建议我去照个xray, 我估计应该是被气袋打到，（health card 过期N年）去到医院发现不便宜，想了想拉倒吧，我今天去renew个health card再回来照好了
Beside the motor vehicle part, you can also claim your accident benefit. This means you will have $3500 for your body injury treatment that is covered by the car insurance if you are a Minor Injury (most likely since now everybody is within the MIG if you are not catastrophic), and your x-ray fee can also be claim within those $3500 I think. If you are wondering about your premium affection, since you are not at fault, your premium won't increase even if you claimed you A/B.
Most people only get their car repaired by the insurance, but they don't know about body injury benefit. You can pm me if you need details.